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PostPosted: Sat Jan 23, 2010 9:34 pm 
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I've noticed that a lot of the 'pro' sellers on TimeZone will only do bank wires for international sales. I guess this is why. At least the rest of us can learn from this.


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PostPosted: Sat Jan 23, 2010 9:48 pm 
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dear OP,

did you have a balance when paypal take the money back? i don't think they can withdraw from your bank account correct?


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PostPosted: Sun Jan 24, 2010 4:40 am 
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sorry to hear about this. I always get nervous about actually getting the money when I sell on Ebay.

Paypal must have shown a deposit in your account otherwise you would not have shipped the watch. Did you transfer the money out of paypal to your bank account? If so, then your bank where the money was transfred to or the credit card where paypal draws your money from may be able to assist you

good luck retrieving your money


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PostPosted: Sun Jan 24, 2010 5:34 am 
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The thing that kills me about this is that you didn't take that guys credit card, PayPal did. They got the funds from the stolen card, then transferred the funds to you after they received them. Seems they must have received an authorization # from the card company before moving the money to your account, I'd think that either Paypal or the card company that issued the auth # should be the ones who are out, not you. I'd push that as hard as possible, and press the police and the local DA as much as you can.

I really don't know how that works though, the whole stolen card thing and who is responsible. If it happened before the card was reported stolen is the card owner liable? If the thief went into a retail store and bought goods, would the store be out, or the card company? I'd be more interested in my rights after a completed third party money transfer and not too concerned about Paypal policy. Screw their policy, the law takes precedent over company policy.


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PostPosted: Sun Jan 24, 2010 6:21 am 
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That's awful, very sorry to hear about your loss(es).

Paypal just gets worse and worse doesn't it. I'm not gonna take it for anything over £500 now. They are utter scum and don't give a damn about their users.


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PostPosted: Sun Jan 24, 2010 7:30 am 
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Wow man that sucks hard I feel bad for you. I can't even imagine this happening in this day and age of card fraud protection. Paypal is a POS company but a necessary evil for Fleabay to operate. Granted they are a little better now that Ebay has purchased them. Before the buyout it was really hit or miss whether or not they froze your account for no good reason. Have you thought about a little trip to find this guy? I would already have been there and back and happily reminiscing over the outcome. :twisted:

Seriously though there is only one way to use Paypal. I've been a member since 2000 and have processed over 130 transactions and would have been burned a couple of times had it not been for ALWAYS transferring your money into your account first THEN shipping out the item. Cardinal rule: Never ever leave any money in that account.....ever. I know it won't help your current situation but maybe other people can hopefully avoid being burned. I would definately contact a DA and send them a very agressive letter demanding your seller protection. Have you tried calling them directly and speaking with an agent?

Again, sorry for your outcome dude.

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PostPosted: Sun Jan 24, 2010 8:04 am 
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Thats the funny thing, the money WAS in my bank account. Since it was through paypal they are saying if I dont pay it back it will be given to a collection agency. Can you believe this?
This is literaly ruining my life, spending hours on the phone with EVERYONE I can.

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PostPosted: Sun Jan 24, 2010 8:22 am 
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This makes me sick. Paypal are there to be used as a secure way of payment and clearly they are not doing there job correctly. If you know of a lawyer consult some advice as to what can be done.

So sorry to here about it mate.

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PostPosted: Sun Jan 24, 2010 8:34 am 
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Im just wondering if Paypal can really make me pay it back. Ive got the money already, what can they really do? They cant take from my bank account, will they really give it to a collection agency and do I want to find out the hard way?

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PostPosted: Sun Jan 24, 2010 8:38 am 
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Thats horrendous :shock:

Paypal are always quick to tell us how much pretection they offer to justify their fees. I find it astounding they can then turn round and say you're on your own :evil: Absolutely disgusting :guns:

Now you have the money, it would be very temting to cut all ties with Paypal so they can't take it back.

Have you actually withdrawn the money into your bank account? Close that as well :twisted:


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PostPosted: Sun Jan 24, 2010 8:51 am 
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geralder wrote:
Im just wondering if Paypal can really make me pay it back. Ive got the money already, what can they really do? They cant take from my bank account, will they really give it to a collection agency and do I want to find out the hard way?


Firstly, my condolences. This is a horrible story and I can't imagine the feeling.

I would exhaust almost every avenue to get this resolved. Unfortunately, I don't think outright non-payment is one of them. Refusal to pay can have long term implications (credit score e.g) and would probably lead to more of a headache for years to come. I would really suggest trying to speak with ebay representatives as frequently as possible. Get into contact with someone as high up the chain as possible. There must be some remediation. If you stay calm, tell your story, and work with them there should be some way to help resolve this issue. I've done this numerous times with service providers/consumer electronics companies and ultimately they will try to make you happy.

If not, you know that you've given it your best shot. Just my 2 cents. Good luck and sorry once again.

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PostPosted: Sun Jan 24, 2010 8:58 am 
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Thanks guys!!! I appreciate all of your input. I pretty much know the outcome already :( What can you do...at least it wasnt my Bentley GT, I probably would have hung myself. :shock:

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PostPosted: Sun Jan 24, 2010 10:45 am 
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geralder wrote:
Im just wondering if Paypal can really make me pay it back. Ive got the money already, what can they really do? They cant take from my bank account, will they really give it to a collection agency and do I want to find out the hard way?

Just the fact that you're unsure of these things shows why you should stop right now and consult an attorney. A few more hundred dollars to protect yourself, it's necessary. You do not want to do anything that might make a bad situation worse, or to just let them railroad you and take the money through intimidation when you may not be the one who is on the hook. You have to remember, you are the easiest source for them to reclaim their loss. That doesn't necessarily mean it is the proper source. I would get my ducks in a row and present a case to an attorney showing that you have executed the transaction properly and that the error occurred on their part for processing a stolen credit card. Again, with an authorization code issued the transaction was legitimate. Either the card was not stolen at the time, the card company shouldn't have issued the authorization because it was stolen, or Paypal didn't get authorization. Either way, the error was not yours. Also, an attorney can get to the bottom of who's card it was. If it was the buyers or a relatives card and they reported it stolen once you shipped the watch, that's fraud and the issuing card company cannot seek reparation from you. Everyone is trying to nail it on you because you look like the most likely to pay up. An attorney may just make this go away by filing the proper response to Paypal, seeing as you already have your money. Remember, they have to prove why you should pay them, it's not you trying to prove why they should pay you. You already have your money. Make them fight for it.


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PostPosted: Sun Jan 24, 2010 10:48 am 
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Tell paypal you'll be glad to return the money when they return the watch. You were dealing in good faith. Definitely get a lawyer. Even the ambulance chasers would love this one.


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PostPosted: Sun Jan 24, 2010 11:06 am 
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I will, at this point ive filed with my Attorney General, and The Better Business Bureau. Next is a lawyer.

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