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mrcheatle
 Post subject: Insurance question
PostPosted: Thu Dec 15, 2011 4:02 pm 
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How much would your insurance rise(if any) if something were to happen to your watch?

Didn't know if anyone out there had something happen to their watch where they had to use their insurance to buy a new one and could share what happened to their rates??????

Thanks.

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Toddski
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 12:09 pm 
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I know this, make sure it's a different insurer from whom your household insurance is with. If you make a claim it will show under all your policies with the insurer. I have Jewelers Mutual now and my AD gives my updated appraisals directly to them. I will never do an all inclusive policy with one insurer again. Maybe it's different in other states but in GA if you make a claim the insurer marks all the policies. I now can't switch my household because it shows a claim from a 3k watch that got lost and we claimed. That watch was worth less what I was paying them a year for jewelry insurance. I was mad and wanted to change everything away from them. However, now I can't because my household has a claim - even though it was a separate policy for jewelry - no one will insure in GA for a proper rate, with a claim within 3 years.
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Toddski
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 12:12 pm 
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I also have never had my rates go up because of a claim. I've had a few in the last decade.
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breanach78
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 1:43 pm 
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mrcheatle wrote:
How much would your insurance rise(if any) if something were to happen to your watch?

Didn't know if anyone out there had something happen to their watch where they had to use their insurance to buy a new one and could share what happened to their rates??????

Thanks.

You going to drive over the Evo.... :poke: :wink: :D

:lingsrock:

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Last edited by breanach78 on Fri Dec 16, 2011 2:49 pm, edited 1 time in total.

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mfserge
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 1:53 pm 
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Throwing it off the Ben Franklin to buy a Flying Fish???

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FEAR
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 5:37 pm 
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boogiebot
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 5:46 pm 
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mfserge wrote:
Throwing it off the Ben Franklin to buy a Flying Fish???



hmmmm..... :yeahthat

just make sure the :popo: dont see all these posts :poke: :lol:
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mrcheatle
 Post subject: Re: Insurance question
PostPosted: Fri Dec 16, 2011 7:19 pm 
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breanach78 wrote:
mrcheatle wrote:
How much would your insurance rise(if any) if something were to happen to your watch?

Didn't know if anyone out there had something happen to their watch where they had to use their insurance to buy a new one and could share what happened to their rates??????

Thanks.

You going to drive over the Evo.... :poke: :wink: :D

:lingsrock:


Hahaha nah... Not a bad idea though :roll:

Just playing... No I was just curious, I was having a discussion with a colleague of mine bout this topic and since I have never made a claim before I couldn't provide an accurate answer.

Serg, but if I did throw it off a bridge it probably would be the Ben Frank since I use it often :wink:

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