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| Author: | Dee436 [ Wed Oct 12, 2011 10:36 am ] |
| Post subject: | Insurance for watches UK |
I recently bought a Navitimer 01 LTD Today I called my insurance company to add it on to my policy as it seems fairly standard in the UK that any items worth over £1500 have to be itemised. First they asked if it needed to be insured while away from home which sort of goes without saying. I was told they could not cover it and they would need to call around different companies that may take it on. This would mean starting a new 12 month policy which I dont want to do as I had planned to leave the company at the end of this policy term. I am sure there are many specialist watch or jewellery insurers but just wondered if anyone else had the same issue getting cover under their contents policies. |
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| Author: | nik_nunez [ Wed Oct 12, 2011 11:09 am ] |
| Post subject: | Re: Insurance for watches UK |
I am with axa and they can cover any number items up to any amount, but it's cheaper as if you set the limit to 8k you can have any number of items each worth not more than 8k not a total of all the amounts. |
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| Author: | Dee436 [ Wed Oct 12, 2011 12:35 pm ] |
| Post subject: | Re: Insurance for watches UK |
Cool, thank you i will give them a ring tomorrow, it might help with my collection of guitars too |
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| Author: | Phill_78 [ Thu Oct 13, 2011 5:05 am ] |
| Post subject: | Re: Insurance for watches UK |
Try Hiscox, they are very straight forward. |
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| Author: | nik_nunez [ Thu Oct 13, 2011 5:17 am ] |
| Post subject: | Re: Insurance for watches UK |
Dee436 wrote: Cool, thank you i will give them a ring tomorrow, it might help with my collection of guitars too no worries, i also got worldwide cover for all items aswell |
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| Author: | MINTisCRAZY [ Thu Oct 13, 2011 6:27 am ] |
| Post subject: | Re: Insurance for watches UK |
I have a 17k rolex on Halifax. 1% of value to cover home and away. Sent from my GT-I9100 using Tapatalk |
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| Author: | MartC [ Thu Oct 13, 2011 8:07 am ] |
| Post subject: | Re: Insurance for watches UK |
Direct Line also have quite a high unitemised single item limit on their top tier insurance policy |
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| Author: | spursfan [ Thu Oct 13, 2011 3:28 pm ] |
| Post subject: | Re: Insurance for watches UK |
My Breitling and my Omega is covered under the home insurance by AXA. As long as it doesn't exceed £7k, you don't have to get it itemised. Includes cover away from home and 30 days abroad. I did think to go with Jewellery specialists like TH March and Hiscox, but it worked out cheaper insuring under home contents. |
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| Author: | Stefan Tapp [ Thu Oct 13, 2011 10:51 pm ] |
| Post subject: | Re: Insurance for watches UK |
I used to be with Bank of Scotland and had no issue covering any of mine for both home and away. LV gave me a better deal at renewal and again cover for home and away too. Stef |
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| Author: | Dee436 [ Fri Oct 14, 2011 8:56 am ] |
| Post subject: | Re: Insurance for watches UK |
Makes my maximum single item value of £1500 seem a bit rubbish. Not had chance to check any of these out yet but will be doing this weekend Thank everyone |
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