I guess it's up to you how much, and how quickly, you want the watch, whether you finance it or not. If you do finance, try to get a small loan maybe, or line of credit. If you can pay cash to the AD, I found twice that they gave me more of a discount than even by using a credit card. I recently purchased a Tissot Le Locle, original price 635.00. The dealer would let me have it for 550.00. When I came to pay, I was using my debit card which is like cash to them, so he took an extra 50.00 off. The AD also has to pay a percentage to the cc company.
Cheers,
Carl
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