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UA_Plumber
 Post subject: Insurance Question
PostPosted: Sun Dec 21, 2008 6:05 pm 
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How do you handle Insurance on your Ling?
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BoneDoc
 Post subject: Re: Insurance Question
PostPosted: Sun Dec 21, 2008 6:12 pm 
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UA_Plumber wrote:
How do you handle Insurance on your Ling?

Depends where you live. I am in the US and on my homeowners I have a rider and it can list under jewelry. Covers it no matter where I am. The UK gents speak of a private company that I am sure Driver8 and the rest will provide shortly. :)

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Otto
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PostPosted: Sun Dec 21, 2008 9:57 pm 
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Mine are listed on my home contents policy. I pay an extra premium and they're covered outside my home too.

That reminds me - I need to tell the insurance company about the IWC... :oops:
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aleister
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PostPosted: Mon Dec 22, 2008 5:52 am 
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I have my watches built in into the house and contents.

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Roffensian
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PostPosted: Mon Dec 22, 2008 6:58 am 
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There have been a lot of threads on this. Bottom line is that generally homeowner's policies will cover them, it depends on the company as to how they handle it and what they will charge.
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UA_Plumber
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PostPosted: Mon Dec 22, 2008 12:56 pm 
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Well, Talked to State Farm about it... They have a personal property insurance that covers it anywhere I am for $30/yr....

I feel my better now that my baby is covered :)
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dallasfireman
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PostPosted: Wed Dec 24, 2008 9:02 am 
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UA_Plumber wrote:
Well, Talked to State Farm about it... They have a personal property insurance that covers it anywhere I am for $30/yr....

I feel my better now that my baby is covered :)


OK- here's the scoop--put your watch under personal articles, it is usually one to two % of value. It is all risk-which means if it falls off your wrist in the middle of the ocean or in the sky, the insurance company(state farm) will write you a check for the value. You may need to have an umbrella policy on your home, which covers liabilities around your home and vehicle.....and there is no homeowners deductible which can be a large sum for an expensive house...

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crod
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PostPosted: Wed Dec 24, 2008 8:02 pm 
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hey ua... im in mi. its just a seperate rider, just the same with guns ect. if you provide an appraisal your good to go.
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